Lifetime ISA surfer9

Transferring the Help To Buy ISA to the Lifetime ISA:

As far as I understand you can transfer the money across in the 1st year and it doesn't count towards the £4000. So you still get the 25% bonus on whatever amount your Help To Buy ISA got up to, plus you can add £4000 and get the 25% on that also. Correct?

The Bonus

Does this physically show up in your account every year/month? or does it only magically appear when you buy a house/turn 60? I assume you can't invest the £1000 bonus into the Stocks and Shares LISA?


I assume some interest is paid on these ISA's?

Can you withdraw the interest or does that have to stay within the ISA also?

Do you earn interest on the bonus?

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