I'm a newbie here and was after some advice please.
I would like to apply for a mortgage but have a satisfied CCJ from Jan 2015 also defaults from 2013.
I have turned over a new leaf since and have paid all my debts off and currently have no other debts other than a Student Loan (which is going out of my salary every month).
I have deposit savings of up to 40k. What are the chances of getting a mortgage in my situation?
I have a family with kids and maybe looking at HTB on a new home.
Thanks in advance.
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