Mortgage renewal while abroad. marcus-darkus

#1
I'm currently travelling abroad and will be for a few months more. My fixed rate mortgage is up in a few weeks and I'd like to renew it online, like I have done before.



Even though I informed my council I still want to stay on the electoral roll, they took me off a few months ago in error.



If I apply for a mortgage renewal will I need to be on the electoral roll, it's with the same lender and I have been with them for 10-years?



I fit all the criteria below.



Many thanks



Getting started:



To sign in securely we will ask for the following:

Date of birth
Monthly mortgage payment
Mortgaged property postcode
Mortgage account number - this is shown on your mortgage statement or in Online Banking








You may be able to select a new deal online if you have either:



A Santander mortgage or
An Alliance & Leicester mortgage with no more than one loan part
Any of the loans on your mortgage account must be:



Within 4 months of the existing deal coming to an end, or
On a mortgage product without an Early Repayment Charge, or
On our Standard Variable Rate (SVR)
Also, you must not:



Have less than 5 years and 6 months remaining on any of the loans on your mortgage
Have an outstanding balance of less than £6,500 on any of the loans on your mortgage
Want to make any other change to your mortgage at the same time such as a capital repayment, a change to the mortgage term or borrow more money
Have a Flexible Offset mortgage
Be in the process of moving home, or considering moving home within the next six months
Want to receive any advice about your mortgage

#2
The electoral roll is mostly for credit scores. Have you looked up your score?



Otherwise, no it shouldn't affect a mortgage especially as you are staying with the same provider. The checks are much less stringent then.



You could call Santander to make sure, but I don't think you'll have any issues.

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