Me and my husband are hoping to buy a help to buy property next year. He currently has a poor credit history with a default due to be removed in two months. I already have a property which we are selling in the next few months as we live in a rented accommodation.
My question is will his credit file improve enough to get a mortgage? he earns a very good salary and has no other credit problems except a loan for Â£6500 which paid for our wedding and a credit card with a Â£1000 on it. He has not had any payment issues in over 4yrs.
Also am I doing the right thing in selling my property first?
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