Hey all, we are trying to remortgage and extend the amount to cover finishing an extension. We were both working and child free when we got our mortgage, we paid a substantial deposit and now owe just over 100k over 20 years. We want to fix for 7 years and take an additional 30k to finish a large extension to the rear of the property. We have had the house valued at 350k and will be worth 400k with the work completed. We have no problem repaying, have never been late, and the figure quoted was Â£32 a month more than we currently pay, not an issue...however we cannot get the money. My dad has offered to be put on our mortgage as he has a very good pension, owns his house outright, I am an only child, but he is 71 .....my mother owns her house outright , but is mid 60s.....still working and earning substantially. We want to do this on our own ideally but that is looking difficult. I asked about being put on to the deeds of both houses, but that counts against me as I would have to be considered to pay to run both houses...we are at a dead end seemingly...asset rich cash poor...any help or advise is very much appreciated.