Nationwide - mortgage offer text seanwinf

#1
Afternoon. The house was valued yesterday and received the text saying say the report was there. Had a text from nationwide today saying "Hi, Nationwide here. We're pleased to let you know we've issued a mortgage offer. Please make sure you read the offer carefully." Does that mean the money we wanted and value of the house are correct or can the offer be for less etx?

#5
Congratulations. It looks like you have a mortgage. You are likely to receive paperwork about your mortgage approval. I also have a mortgage with Nationwide.

#6



Afternoon. The house was valued yesterday and received the text saying say the report was there. Had a text from nationwide today saying "Hi, Nationwide here. We're pleased to let you know we've issued a mortgage offer. Please make sure you read the offer carefully." Does that mean the money we wanted and value of the house are correct or can the offer be for less etx?
Originally posted by seanwinf


Yes, you've been approved. Only thing to watch out for is to make sure the valuation was what you'd expected. If it comes in less than you thought, it could push you into a different Loan-To-Value bracket and therefore rate. Hence their advice to "read the offer carefully"!

#7



Yes, you've been approved. Only thing to watch out for is to make sure the valuation was what you'd expected. If it comes in less than you thought, it could push you into a different Loan-To-Value bracket and therefore rate. Hence their advice to "read the offer carefully"!
Originally posted by Rachel Pierson




More incorrect 'information'.





Nationwide would not swop a rate without your request to do so.





Is this a wind up?

#9



Yes, you've been approved. Only thing to watch out for is to make sure the valuation was what you'd expected. If it comes in less than you thought, it could push you into a different Loan-To-Value bracket and therefore rate. Hence their advice to "read the offer carefully"!
Originally posted by Rachel Pierson


Christ, it's clear now you are just a troll... or a very misinformed person determined to give out wrong advice.



OP, please ignore this post, if the valuation was not as expected and pushed you in to a new LTV bracket then they would not just issue a mortgage offer with a completely different product and repayments compared to what you applied for.

#10
That's incorrect. If the house was down-valued which meant a change in LTV band and rate, NW wouldn't issue an offer at this stage.






Yes, you've been approved. Only thing to watch out for is to make sure the valuation was what you'd expected. If it comes in less than you thought, it could push you into a different Loan-To-Value bracket and therefore rate. Hence their advice to "read the offer carefully"!
Originally posted by Rachel Pierson


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