I'm just filling in my forms to remortgage, moving my mortgage to another bank.
I've saved Â£6000 additional which I'd like to pay to reduce the mortgage and the rate I've been offered is for a mortgage Â£6000 less that what is on the outstanding balance, so I need to pay it.
Do I pay the Â£6000 off my current mortgage balance before the remortgage or do I send it over to the bank providing the new mortgage? I was presuming it was the latter but I don't see anything on the forms where I can refer to the additional payment I want to make.
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