My partner and I have 2 children and we live in a house I originally bought back in the 90's with my ex-wife. After getting divorced and my new partner moving in, we bought out my ex-wifes share of the property, paying her Â£35,000, half of the equity. She has signed receipts for each payment and a final letter relinquishing all interest in the property. But on the mortage is still my name and my ex-wifes. I have had debt problems (most of which I am gradually sorting as best I can slowly) and will have a porr credit rating for sure, so if I had to get a new mortgage with my new partner then, if they would even let me have one, I think might be Â£700-800 which we couldn't afford, so we left the mortgage as it was as I am currently only paying a few hundred which I can manage. My issue is, how can I protect the proprty for my new partner and children should anything happen to me? And if anything happened to me and I have my other debts, how can I ensure she still has the house and doesn't lose it to pay the debts. Can I completely transfer it over into my new partners name? Or is the only way out of this to sell the house and we would probably have to rent, and again, depending on if they would even accomodate me with my current situation. Any advice would be gratefully received, thanks in advance.