#2
There are a couple of lenders who will do it, most need you to be earning around £70k a year and have about 50% equity, although there are some exceptions. It may cost you a little more in rates than the high street are offering however. Have you spoken to your current lender to see if they can switch you to a new deal?

#4
Thanks for the reply ACG. Not yet but we will be. It usually goes up at the end of each term even with a new deal. I noticed that on comparison sites we could halve our payments elsewhere but they seem to require a hefty salary or boat loads in the bank.

#7
Thanks Welshlassie. We're actually with Santander at the moment and our circumstances look very similar. I'll see what remortgage deals they have too. :-)

#8
Santander now require £50,000 income for a single applicant or £75,000 for two applicants to offer interest only.



There are other options but few.

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