I've been using my credit card every month to pay for my travelcard for work. I pay my card off in full, and I only do it so I'm using some of my available credit, which I understood to be a positive thing.
Now I'm entering into the last ~6 months before applying for a mortgage, should I stop doing this?
I'm concerned that using my credit card might be conceived as a negative on the affordability checks criteria, which would outweigh any benefit of using available credit.
Or would it make no difference as it's only Â£200 odd a month?
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