Hi at the moment I'm saving for a deposit.
I'm using current accounts + savings account and help to buy isa to get approx just over 3% interest a year.
My question is , is there any other good options that are safe? to earn a good interest rate on.
Peer to peer seems interesting but I would need to access the money within about 2 years (April 2019)
Here's my current setup which will soon be full as I'm saving Â£450 a month.
1x Tesco Current account 3% (on Â£3000) currently on Â£2000
1x Help to buy isa 2.25% (moving to LISA when it opens) but will wait until the end of year to transfer depending on the interest date of a LISA account. (currently has Â£2400) inputting Â£200 every month
1x Halifax Account paying Â£3 a month
1x TSB Plus account paying 3% (on Â£1500)
1x HSBC savings account paying 5% inputting Â£250 every month
- |(just a bit of info) I've used up the TSB savings account paying 5%, I've used up the Nationwide current account paying 5% + savings account and switched to HSBC advance to get the bonus plus 5% savings.
Any advice would be great!
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