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MJS Capital FI Bonds investment Niraj

Posted: Tue Mar 07, 2017 9:47 am
by lsp
Hello, has anyone heard of or had any experience (positive or adverse) with the FI Bonds offered by MJS Capital?

Posted: Tue Mar 07, 2017 10:22 pm
by kevin_wilson967
Wouldn't touch it with a bargepole. 100% loss potential and portrayed as if your capital was insured and protected against loss.



Unless you are a high net worth individual with your first £250,000 or so invested in a diversified portfolio of assets, then you really shouldn't be considering investments like this.



Rates like this can be achieved in certain P2P investments with greater liquidity and arguably lower risk.

Posted: Wed Mar 08, 2017 11:22 am
by Apollo_Prime1
This would be the MJS Capital PLC who set up in 2015, and the latest accounts showed they had £194 in the bank and owed £62,893?



https://beta.companieshouse.gov.uk/company/09487689/filing-history



What, if anything, makes you think this company could produce returns of 12% per year?



The security appears to be offered by NCM Services Ltd, who are run as Renaco, who set up less than a year ago with a £10,000 loan.



https://beta.companieshouse.gov.uk/company/10257834/filing-history



What, if anything, makes you think this could be secure?

Posted: Wed Mar 08, 2017 4:54 pm
by saltwater



Hello, has anyone heard of or had any experience (positive or adverse) with the FI Bonds offered by MJS Capital?
Originally posted by Niraj


Maybe it would help if you could explain what appeals to you about this offer and how it fits into your existing investment portfolio? If we can understand your reasoning for choosing this product over ones that have FSCS protection and less risk of capital loss then it may help with replies.

Posted: Thu Mar 09, 2017 7:38 am
by ursine
It amazes me that in this day and age when every financial product is regulated to within an inch of its life, that it is still legal to market these highly speculative ventures to naive retail punters who have no idea of the risks.



Perhaps OP could tell us where he heard about this "opportunity"?

Posted: Fri Mar 10, 2017 12:38 am
by sewage



It amazes me that in this day and age when every financial product is regulated to within an inch of its life, that it is still legal to market these highly speculative ventures to naive retail punters who have no idea of the risks.



Perhaps OP could tell us where he heard about this "opportunity"?
Originally posted by Sceptic001


In last months FCA publication, it was listed as an "emerging" concern. So, they are on it and anyone can report sites where these are incorrectly marketed to the FCA scams website

Posted: Fri Mar 10, 2017 4:01 pm
by saltwater



In last months FCA publication, it was listed as an "emerging" concern. So, they are on it and anyone can report sites where these are incorrectly marketed to the FCA scams website
Originally posted by dunstonh




If anyone feels they have been misled by MSJ capital about this "investment" product then the FCA scam reporting form is here:





https://www.fca.org.uk/consumers/report-scam-unauthorised-firm