Advice about Loan Application Kerry632

#1
I applied for a personal loan today with RBS, this was to consolidate debt, 1 current RBS loan & 1 RBS credit card, also 1 credit card from another bank, I applied through my digital banking account and at the end the message was that i'd been approved and money would be in my account in 2 working days, which seemed too straightforward!!!

There was no "approved in principle" . Does this mean that the application has been accepted 100%? Any advice appreciated, Thanks

#2



I applied for a personal loan today with RBS, this was to consolidate debt, 1 current RBS loan & 1 RBS credit card, also 1 credit card from another bank, I applied through my digital banking account and at the end the message was that i'd been approved and money would be in my account in 2 working days, which seemed too straightforward!!!

There was no "approved in principle" . Does this mean that the application has been accepted 100%? Any advice appreciated, Thanks
Originally posted by Kerry632


Yes possibly.



When its in your account do make sure you use it for the purpose you intended.

#3
"Too straightforward" ha I know what you mean!



My wife once applied for a £10k loan with her bank, Halifax, and the application took about 4 minutes. The money was in her account immediately.

#4
Why do you think the bank would tell you it had been successful if they might not follow it through? So yes, I think it has been accepted. But you're not going to use the money until it is in your account so wait 2 working days.

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