I apologise if this in on the wrong board but wondered if anyone has any experience of handing a car back when you have PCP finance on the car?
I took a car on PCP in October 2014 for 4 years and ideally would like to hand it back as soon as I can. I can afford the repayments and am under the mileage associated but would rather not be paying for a car each month.
Is there a specific point in the agreement when you can hand the car back? Does this affect your credit history?
Many thanks for any information.
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