It appears to me that the same kind of 'scare tactics' that were used to get people to take PPI were used here. I have experience of this kind of pressure, and it is hard to resist when they are on home turf.
But back to the crux of the matter: If the cooling off period has been set at 14 days, and obviously it has or the banks wouldn't even give you that, then you have no legal recourse, despite the apparent unfairness in your case.
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