First Direct Regular Saver djpailo

#1
My regular saver matured, so I figured I'd create a new one. I applied online and was later given a message saying they cannot continue with the application until I provide details of my employment or if I am a student, my university.



I am surprised by this because I don't recollect having any issue before, either opening up the current account or opening up the regular saver last year.



Is this a new policy??

#2



I am surprised by this because I don't recollect having any issue before, either opening up the current account or opening up the regular saver last year.



Is this a new policy??
Originally posted by djpailo


Could well be - It could be because of a stampede an increased demand for the current account switching bonus in addition to the linked regular saver .

#6
Honestly, its incredible how frustrating its been. I rang a few days after posting here, gave them my details. Didn't hear back for over a week. Rang again, they've asked for the same details. Fingers crossed this time eh?



It seems most people who work at these banks have no idea about what a PhD is, nor that I am classed as a student, nor that I get paid. As a consequence, it causes a great deal of confusion, when it really is quite simple and fairly common thing...



They also asked me when my course date was going to finish and I had to try and explain, well it "should" finish on XYZ, but its research so...yeah...

#9



It has never been common in my world.
Originally posted by PeacefulWaters





Nor in mine.
Originally posted by EarthBoy


PhD's may not be common in your worlds* but they are actually common phenomena so the point being made (that a bank asking about employment should have a grasp of this type of employment) is a perfectly reasonable one.



(*they aren't in mine these days either but I have worked with loads of current and ex PhD students over many decades, they aren't rare)

#10



PhD's may not be common in your worlds* but they are actually common phenomena so the point being made (that a bank asking about employment should have a grasp of this type of employment) is a perfectly reasonable one.



(*they aren't in mine these days either but I have worked with loads of current and ex PhD students over many decades, they aren't rare)
Originally posted by Zanderman


Whilst a PhD student will be remunerated this has historically not been a salary it always been referred to as a stipend.



There are other arrangements in place, but the fact it wasn't salary meant it wasn't taxed, so swings and roundabouts I suppose.

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