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Internet Banking - Which Platform Is Updated First (lloyds / Halifax etc) gmgohara

Posted: Thu Mar 02, 2017 4:21 pm
by michael86
Hello



I am aware that some of the banks such as Lloyds and Halifax use a similar Online Banking platform



I'm interested to know which one updates their platform with new features first

Not sure if they all develop separately or whether say Lloyds gets done first and then rolled out to the others

Posted: Fri Mar 03, 2017 2:18 am
by TacticalPlayer
What kind of new features?

Posted: Fri Mar 03, 2017 5:36 pm
by donavon
What features are you speaking about?



Online banking platforms are similar within banking groups.



Lloyds/Halifax/BOS

Natwest/RBS

HSBC/FD

Clydesdale/Yorkshire Bank



Some are stand alone like Tesco or Barclays, some work with physical keys to access online banking, some are virtual, (HSBC/FD) some banks require just a username and password, (Lloyds/Halifax/Coop) others require this and then a text OTP code (Santander) to make transfers/transactions.



What are the features you mean and I can try and answer your question.

Posted: Sat Mar 04, 2017 10:26 am
by modoatk
The three LBG mainstream brands will often test changes by going live in Bank of Scotland first. But not always.

Posted: Sat Mar 04, 2017 10:56 pm
by mythicslydog
TSB are still using the same system as the Lloyds group.



I suppose they will have to get their own stand alone system at some point.

Posted: Sun Mar 05, 2017 11:20 am
by greyhawk90



The three LBG mainstream brands will often test changes by going live in Bank of Scotland first. But not always.
Originally posted by PeacefulWaters


BOS definitely had the new style before Halifax & Lloyds.



I assume, much like the poll tax, it's better to test on a smaller user group!

Posted: Sun Mar 05, 2017 5:47 pm
by SXvenom



TSB are still using the same system as the Lloyds group.



I suppose they will have to get their own stand alone system at some point.
Originally posted by Terry98


No they don't.

Posted: Mon Mar 06, 2017 11:01 am
by haller



TSB are still using the same system as the Lloyds group.



I suppose they will have to get their own stand alone system at some point.
Originally posted by Terry98


TSB are actually still using the old internet banking system and mobile app that Lloyds/Halifax used to use until Lloyds/Halifax updated it last year, or it could have been the year before, I can't remember exactly.



TSB have said they will be launching a new mobile app early this year, and a new internet banking site should follow when they migrate their systems from Lloyds to Sabadell's system at the end of this year.

Posted: Mon Mar 06, 2017 10:34 pm
by Aaron050502



TSB are still using the same system as the Lloyds group.



I suppose they will have to get their own stand alone system at some point.
Originally posted by Terry98


Not quite.



For example one difference is that the iPhone apps for Lloyds and Halifax were updated a while ago to include fingerprint login at more or less the same time (not sure if released at exactly the same time, but they both changed together when I updated my apps). The TSB one, which was otherwise almost identical until then, still needs entry of letters/numbers.

Posted: Tue Mar 07, 2017 2:57 am
by mythicslydog
Thanks for the info.



I have only recently opened a TSB current account and also have a Halifax current account.



The online banking desktop versions of them both seem remarkably similar to me although I am not using either of their apps at the moment.



Banking apps are very different depending on which bank you use. My OH has an M&S current account but the app only lets her see the balance.Some banks let you do almost everything using their apps.