I cannot find the answer to this question anywhere! I want to open up a new lisa account but I can only deposit 4000 per annum into the account. Now the thing is I can afford to save more than this each year. What I want to know is can I save into a separate savings account whilst saving into the lisa account and combine the two funds together and still get the 25 percent bonus on the lisa money when I come to use them both for a mortgage deposit? Or do I lose the bonus if I combine it with more money when I sign for a mortgage so to speak?