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“ I have emailed NR as stated on their web site <a href="mailto:customerrelations@n-ram.co.uk">customerrelations@n-ram.co.uk</a> This is my email : Dear Sirs, My loan was taken in 2006 for more than £25,000 and I was informed that my loan is covered by the 1974 CCA. This is also clearly stat...

“ found this on the other thread.... My conclusion is that if your agreement is for an unregulated amount, but is executed on regulated paperwork - then the agreement is probably unregulated. HOWEVER. - By executing the agreement on that paper it becomes "contractually" regulated by...

(£30K loan with together mortgage Jan 2007 ) Have just been through all my mortgage and loan documents. On the Key facts about the mortgage says it is regulated by the CCA 1974 The pre contract information also states this The actual loan agreement documents header line is - Fixed-sum loan agreemen...

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