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I'm pretty sure their solution would be to offer secured lending supplementary to your mortgage. <a href="http://www.co-operativebank.co.uk/mortgages/borrowing-more" rel="nofollow">http://www.co-operativebank.co.uk/mortgages/borrowing-more</a> Their site isn't very clear, but you could call them. Ar...

If you don't have any debts, what's the deal with Paypal? You also don't mention what the loan is for or whether it is for a joint purchase of something or another reason. You might be safer getting a £5k loan each (assuming you actually need £10k) in case you're ever not bf & gf ... that way,...

It looks like you'll probably need a buy to let mortgage, so I hope you'll be doing your sums on that. You could, conceivably, release some equity from your existing property and use that to pump prime your venture? This certainly sounds more advisable than the whole loan idea ... <a href="http://ww...

I went for a loan with Sainsbury in May last year, advertised rate was something like 3.2% and I got 4.2%. I contacted them at Christmas to see if I could get the rate down, I applied for a replacement loan at 3.1% and received that rate, settling the original loan in the process.

Make sure you keep in mind how much interest is added to the account and keep an eye on other options. Actually, I've just checked back and I was wrong, I got offered 4.6%. I think in real terms, that meant I was having to pay about £1,000 more in interest than the advertised rate. I think I worked...

It's important that if you wish to overpay on a loan, you need to talking to the provider and make it clear you are making overpayments, not advance payments (on future months). If you don't do this, you won't save the interest you've got your eye on saving. Here's an example from sainsburysbank ......

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