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I'm surprised her SRP is at 66 as I'm 58 and mine is that?

She may have applied to early for PIP as you need to need it for a certain length of time, 12 months if I recall.

She should go back to CAB or simlar and get some better advice.

Its never a bad idea to try your own bank when looking for a loan, take it over the shortest possible period that is affordable to you, after all you have had the car 3 years you may want achnage in 2.

“ OK so how come if they give it to 51% of people who apply, a person with a reasonable credit score (above average checked monthly) and an above average salary, with a ten year history with the bank, with no missed payments, is declined? Who are the 51% to whom they do give it? <a href="/sho...

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