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“ Who says that the banking industry still does not benefit from customer inertia-driven decisions. <a href="/showthread.php?p=72239143#post72239143" rel="nofollow" title="View original post">Originally posted</a> by Freecall ” Absolutely and the benefits of switching service not widely...

“ So essentially, yes, the whole £400 is taxable, but it will be covered by the personal savings allowance. <a href="/showthread.php?p=72234157#post72234157" rel="nofollow" title="View original post">Originally posted</a> by F1F93 ” I think you're wrong. If it's a TESP (tax exempt savi...

“ In last months FCA publication, it was listed as an "emerging" concern. So, they are on it and anyone can report sites where these are incorrectly marketed to the FCA scams website <a href="/showthread.php?p=72232152#post72232152" rel="nofollow" title="View original post">Original...

“ You've completely missed the point. As another poster has pointed out, there's a charge on your ISA. I don't think there are any ISA plat firm she that don't make a charge. <a href="/showthread.php?p=72232713#post72232713" rel="nofollow" title="View original post">Originally posted</a> by A...

“ The Junior ISA loses out to the 5% available to regular savers, at least in the first year. <a href="/showthread.php?p=72231588#post72231588" rel="nofollow" title="View original post">Originally posted</a> by theshed ” The JISA can have exactly the same investments as the LISA so I'm ...

“ Hello, has anyone heard of or had any experience (positive or adverse) with the FI Bonds offered by MJS Capital? <a href="/showthread.php?p=72231428#post72231428" rel="nofollow" title="View original post">Originally posted</a> by Niraj ” Maybe it would help if you could explain what a...

Why do you need to switch? You can have more than 1 account. But obviously it makes sense to use an account where you are paid interest rather than one that you are not.

“ The investment 'looks' legit. RED FLAG WARNINGS straightaway. "Doesn't cost anything to register" "We can send you lots of information" "We have experts here that can answer all your questions" "The first investors have just received their first payments&q...

“ 2. Who must send a tax return The tax year is from 6 April to 5 April the following year. YouÂ’ll need to send a tax return if, in the last tax year: you got £2,500 or more in untaxed income, for example from renting out a property or savings and investments - contact the helpline if it wa...

“ I'll chip away at it but the initial question still bothers me. How can you evaluate an index fund? The unit price can end up where you started 10 years back with peaks and troughs in between. <a href="/showthread.php?p=72219386#post72219386" rel="nofollow" title="View original post">Origin...

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