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To avoid confusion you should be aware that the parents need to cancel their Standing Order which sends money to you.

(A Direct Debit, if it existed, pulls money from the parents' account and is entirely under your control.

The one year bond earns 2.0% interest and the two year earns 2.2%. Accounts can currently only be opened by people who've previously expressed an interest and been sent an invitation code. My wife (who has an iPad) has already opened an account while I'm still waiting for an invitation code even tho...

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