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Thanks very much Annie 1960. Well done on your project! One of the advantages of stone/cob properties is that much of it is grunt work - hacking out all the wrong things that have happened to it In relatively modern times. (Concrete and cement are a traditional building's enemy.) Mostly its dirty/gr...

Hi Shakin Steve, Thanks very much for your post. Prudence is always good and it's definitely sensible not to overstretch yourselves financially over something as important as a house but I did the same 30 years ago and never regretted it. Yes, it is the length of the term that causes me the most con...

Hi Fireflyaway, The property doesn't have central heating and most utilities are off grid. For the property the most appropriate central heating will be underfloor heating powered by a ground source pump. It's a job that needs to be done in one hit and requires a contingency fund to remedy any unfor...

Hi Leslieknope,



Do you happen to know of any recommended equity release agents? From what I've looked at so far there seems to be quite the gamut and in these circumstances would definitely prefer to contact someone that there has been firsthand experience with. Thanks very much for posting.

Hi Foxy-stoat,



Recently very little as we've been putting it back into the house, and in the early stages of our businesses income is varying considerably. For the purposes of repaying a loan we should have available £500 per month, sometimes more. Thanks.

Thanks DCFC79, The land that comes with the property is what prompted the purchase - that and us being able to buy it and be mortgage free in a stunning part of the country. Yes, we knew we were stretched financially in terms of liquidity but it was too good an opportunity to turn down. If worse com...

Thanks Clive, The house doesn't have central heating and there are other issues that make sense to do all in one go - hence the figure. Thanks for your input though. And thanks Peaceful Waters and Reading Tim, too. Yes, a mistake to call it 'good,' but neither of us will be retiring. Our businesses ...

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