Any lender may run further checks before completion.

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Will they do another credit search before or do they do bankruptcy?

Originally posted by jessnat995

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You're planning to go bankrupt before completion?

You'll save money by not making any overpayments which will cost you 5%.

In what way?

“ I have recently reduced my term from 21 years to 10 years because that is the minimum term they would allow. Surely paying 5% of 50k is better than paying 2.94% of 110000 this year <a href="/showthread.php?p=72223245#post72223245" rel="nofollow" title="View original post">Originally posted<...

They've outlined the options correctly. He hasn't paid off a third as interest is higher at the start of the loan,

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My partner doesn't have one?
Originally posted by Xxlouisekxx

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I don't understand the question. Does he not have one what?

No. .

Yes, you can use it after completion.

“ In any case, before i start, please can I ask what do you all know about 'automatic capitalisation.. <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=72156662#post72156662" rel="nofollow" title="View original post">Originally posted</a> by potatoefeet66 ” Is it simila...