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So, if MEP is currently 68% does that mean the OP is going to get £967 *(.68/.6) = £1096? Is that how it works?

It seems to be wrong as that amount is outside the range specified by SL

Might be a bit too late - I see it's more than a month since you posted. All depends on your personal circumstances really, but if you cash in you will not get the MEP of £5040 that you mention. Early surrender = no MEP, it is only paid out on maturity. I have a Standard Life policy that I have bee...

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