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If you want the maximum borrowing then you would ditch the post office, although it's a massive penalty for a small increase are you sure its that important? Don't get AIPs with 2 lenders, wait until you are about to offer then get one with the lender you will use. An AIP will not time stamp the cri...

“ Thanks, will talk to our mortgage company to see if they would consider this option. <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=70122308#post70122308" rel="nofollow" title="View original post">Originally posted</a> by Annerich1 ” Many companies no longer offer a...

I would speak to a mortgage broker to confirm what the IFA has said, if its correct then then from what you say the only remaining options are sell or equity release

They just need to redo the underwriting on your new job. Lucky you are with a lender that will accept this as other wouldn't. It will take as long as it takes. They will most likely need reference from your HR department confirming various details about your appointment. You have been let down by th...

The 10% you pay at the auction is included in the deposit.



However to buy at auction with a mortgage you really need the mortgage fully agreed, not just an AIP, a full formal mortgage offer.



How long before the auction? And are you using a broker to sort out the mortgage, or going direct?

It is possible to get a mortgage longer than 9 years, but without a full fact find can't say if its possible for your relative. They need to speak to a good broker, preferably one with the relevant qualifications to arrange equity release mortgages so all options are considered. Step change mean wel...

Definitely ignore the total amount payable, unless: You are not planning on moving house, and You are not planning on changing lender, and You are not planning on changing product, and You do not think the lender will change their standard variable rate in the next 40 years. If you go into Nationwid...

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