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I'm with the Banker on this. Transfer the least useful account and leave the better one alone. There's a general consensus across MSE that you always have two bank accounts same way you have a spare key for your house or car, because banks can arbitrarily close accounts they don't trust. If you've t...

“ Currently a member of Teachers Pension Scheme and appreciate the benefits of the scheme even with recent changes. I will always stay a member of this. <img src="http://static.moneysavingexpert.com/images/forum_smilies/smile.gif" border="0" alt="" title="Smile" class="inlineimg" /> My salary...

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