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“ I went into the main branch of Halifax to notify them of change of address where my current account was first registered. I have a letter from the Halifax dating back July 2016 stating that 0% was added onto the lifetime of the loan. Also, when you look at the default entry for the loan, no...

“ I need to ask for some advice please. A few years ago, my bank, Halifax, kept throwing money at me left right and centre. Each time credit was given, they did not ask me where my income was coming from in order to pay it back. To cut a long story short, they gave me a personal loan back in ...

“ Are all accounts that need money in like this? ie, I can take it out again right away? I only have the Santander account now, my father and I swap £500 every month for it, but I quite like the idea of opening a few more. Free cash is always welcome <img src="http://static.moneysavingexpert...

Head over to the DFW board and post a SOA.



The good people there will look at it and you'll be surprised where they will find places you can save/cut back.



All the best.

Yes, this is normal. <a href="https://www.lloydsbank.com/current-accounts/personal-overdrafts.asp#tab-row-2" rel="nofollow">https://www.lloydsbank.com/current-accounts/personal-overdrafts.asp#tab-row-2</a> If you want to see approximately how much it will cost you then you can use this overdraft cal...

Why not keep both. Perhaps use one for your bills and the other for your spending. Your OD usage will not disappear if you close the account so maybe use this as an opportunity to demonstrate responsible use of the OD facility by having it but not needing to use it showing that the previous activity...

“ Nationwide would be my choice, especially with a £100 from a refer a friend, for a switch. *2 DD's required and £1k a month deposit for 5% on £2.5k nice online account, if you ignore the card reader <img src="http://static.moneysavingexpert.com/images/forum_smilies/frown.gif" border="0" ...

“ Hi all I However I have not had any correspondence from this bank in almost 4 years but the money has been paid into an account that I held with them. <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=72029153#post72029153" rel="nofollow" title="View original post">Originall...

“ Hi, some advise desperately needed.... Shortened version of the story in bullet points.. Very long term and good friend asked for help Agreed to go guarantor on an Amigo loan Was supposed to be short term to get a completed loan on his credit file with a view to a future mortgage - How shor...

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