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“ Get a job in Tesco filling shelves as a temporary measure to see you through? <a href="/showthread.php?p=72235127#post72235127" rel="nofollow" title="View original post">Originally posted</a> by Trentenders ” This. There is always work to be had. If your skill set is not in demand the...

More annoyingly is where they have some kind of exorbitant rate for anything over 95%. There are lenders which offer product switch rates at very good rates for anything with an LTV over 75%. Halifax like to take advantage of those still trapped from the price decreases post crash by increasing thei...

Would come down to valuers comments and opinion then - Lots of heavy goods lorries coming and going / being parked up constantly could certainly affect the value and/or saleability of a property right next door. Lots of if's and but's. Solicitors would be a good start to find out the situation with ...

Yes they can contribute. It will need to be either declared as a gift, or if it is a loan you will need to account for that on the application and will also limit your lender options.



Also consider the stamp duty surcharge you will have to pay.

It doesn't follow the base rate. It is a MVR - Managed Variable Rate. They can do whatever the hell they like with it.



Suck, yes, but that's what you signed up to.



You can always move your mortgage elsewhere if you don't like the rate.....

If you plan to split the title then you should consider access points, making sure each site is accessible without going over the land on the other deed. Also you will need a specialist product if you wish to do a self-build. A lot of lenders came away from it after 2008 due to the higher risks and ...

It is possible that your original mortgage terms stated a notice period for redemption even when on your follow on rate, or even possibly an "overhang", which I recall a lot of sub-prime deals had back pre-crunch, although I can't specifically remember if GE was one of those lenders. Best ...

A lodger can move out with a moments notice and you lose the income. Might not ever get another lodger. Not a sensible decision to lend to someone based on this income. You aren't likely to just quit your job for no reason. Nor are proper tenants likely to just up sticks and stop paying (in the vast...

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