Sounds like you have an exciting project ahead of you.



I bought a place that needed a total refurb and I have already spent well over £20k with a lot more to go. Multiply that £20k by 4 to get a realistic figure (unless you can do most of the work yourself).

I took early retirement on a Classic pension aged 51. I got no increases until I reached 55, when all the CPI increases for 4 years were added together for one big increase.