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“ Wouldn't I need a strong employment history to apply for a 0% credit card? <a href="/showthread.php?p=72265752#post72265752" rel="nofollow" title="View original post">Originally posted</a> by Stellaah ” Maybe, got any negatives on your credit history as lenders see that. If you can't ...

“ It's for home refurbishments. I've checked experian. My credit rating is good, never failed to meet payments on car hire purchase. But I have very little credit history as the mortgage is in my partner's name. <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=72201593#post72...

You can reject it by phoning them as 20aday suggests.



They didn't like something on your credit file hence the 21% rate. The rate offered might be the best you can get.



Whats the purpose for the loan ?

“ It was marked as red on Equifax as it was 90% used. It is just my theory why I got declined. The loan is for car purchase . Does a laon purpose matter ? <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=72188579#post72188579" rel="nofollow" title="View original post">Origina...

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