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“ Can someone explain why paying the 5% charge on 50k to bring my full balance down from 110k to 60k and only pay 2.94% interest on new balance is a bad thing. Please tell me if I'm wrong in this calculation. 50k costs £2500 + 60k costs £1764 interest this year 49k £1609 next year etc... 2...

“ I'd have to go back to my payslips to answer some of these questions, but from memory, I think the following is correct: My % contribution to DB pension did not change; neither (I believe) did the absolute amount. My employer did not contribute the saved employer NI to my pension I think my...

“ I'd have to go back to my payslips to answer some of these questions, but from memory, I think the following is correct: My % contribution to DB pension did not change; neither (I believe) did the absolute amount. My employer did not contribute the saved employer NI to my pension I think my...

“ We have a mortgage with a high street lender.... We bought the property over ten years ago and have flooded twice... In the next few years, we have been advised that we will flood yearly. If our property is worthless, does the mortgage company have a duty of care to help us financially? You...

“ I did thanks. PS - 15% of 100 is 15 not 1.5 <img src="http://static.moneysavingexpert.com/images/forum_smilies/wink.gif" border="0" alt="" title="Wink" class="inlineimg" /> <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=72184093#post72184093" rel="nofollow" title="View or...

“ <a href="http://www.thisismoney.co.uk/money/mortgageshome/article-4263602/Bank-England-make-EASIER-borrow-mortgage.html" rel="nofollow">http://www.thisismoney.co.uk/money/mortgageshome/article-4263602/Bank-England-make-EASIER-borrow-mortgage.html</a> Is this likely to actually result in cha...

“ If you gave someone a cheque it has all those details. They can't get into your account with just the IBAN/sort-code and account number, but they can pay some money in of course. <img src="http://static.moneysavingexpert.com/images/forum_smilies/smile.gif" border="0" alt="" title="Smile" cl...

“ I get dumbfounded at peoples attitude, when they don't get rid of debt; and paying off the mortgage will secure the roof over your head forever. You will instantly get the mortgage payments converted in to a monthly 'income' by not paying it in the first place. Then go away for a holiday, r...

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