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Day 1 equity £60 bond+cash £40



equity goes down 10%



Day 2 equity £54 bond+cash £40



now mr vanguard needs to use some cash to buy more equity because he's advertised it'll be 60% equity



uses £2.40 cash to buy more equities



£56.40 equity

£37.60 bond+cash

As above they cant salary sacrifice you into a position where you are paid less than minimum wage.



You'll need to use a seperate pension or directly contribute yourself to the employer pension to make further contributions

As above they cant salary sacrifice you into a position where you are paid less than minimum wage.



You'll need to use a seperate pension or directly contribute yourself to the employer pension to make further contributions

“ Ah, hi, I remember you from such threads as "I'm envious of what other people have got", and "I won't admit that getting FS pension for the first 20+ years of my career means I'm better off than the people who never even had a sniff of a FS pension, because I'm not as lucky a...

Sold Lloyds this morning after purchasing on brexit day and then topping up after they'd dipped lower afterwards.



Happy with that but a mixed bag overall on a few brexit punts - lesson is you can't beat the market

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