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“ Do you have the risk profile and behavior for that fund? Your question suggests you may not. You are going to suffer a 30% loss at some point. Could be tomorrow, next week, next month or next year. When you invest is not going to change that. <a href="/showthread.php?p=72210939#post72210939...

“ You can draw money out of your FD ISA, and whack it into CSD using your debit card and it would likely be the fastest way BUT it could remove its tax free status and could count as a new subscription depending upon the amounts involved and what other subscriptions you have made this year wh...

“ You get an ISA transfer form from Charles Stanley Direct and use that form to tell CSD to take £x from your first direct ISA. You do not need to contact first direct. <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43&p=72150054#post72150054" rel="nofollow" title="View origina...

“ The rules for investment ISAs are the same as for cash. If you want to transfer money you should contact the new ISA manager and request a transfer. If you only have a small amount in your cash ISA that you want to transfer and won't break any of the other subscription rules you might be OK...

“ Only you know the answer depending on what your financial goal is and your present circumstances <img src="http://static.moneysavingexpert.com/images/forum_smilies/smile.gif" border="0" alt="" title="Smile" class="inlineimg" />. This might help: <a href="http://www.moneysavingexpert.com/sav...

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