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This would be the MJS Capital PLC who set up in 2015, and the latest accounts showed they had £194 in the bank and owed £62,893? <a href="https://beta.companieshouse.gov.uk/company/09487689/filing-history" rel="nofollow">https://beta.companieshouse.gov.uk/company/09487689/filing-history</a> What, ...

Fidelity charge on ongoing fee based on all assets inside your ISA. It is not an ideal product in which to hold cash. If all your ISA is in the cash park, you could simply move it to a cash ISA that does not have any explicit charges. With BOE base rate at 0.25%, you will struggle to find a Stocks &...

“ Thanks, all. Yes, I was auto-enrolled into salary sacrifice (Pensions Plus) along with with everyone else where I work, about 18 months ago. It was done as an opt-out situation, and the message was there were no disadvantages. I recently asked to be opted out <a href="/showthread.php?p=7218...

“ When I started this thread I was hoping others who had received this offer would comment on whether they thought it a good deal in view of the structure & prospects for interest rates generally. An equivalent of 3.8% gross for basic rate taxpayers & more for those on higher rates (i...

“ Thanks, all. Yes, I was auto-enrolled into salary sacrifice (Pensions Plus) along with with everyone else where I work, about 18 months ago. It was done as an opt-out situation, and the message was there were no disadvantages. I recently asked to be opted out <a href="/showthread.php?p=7218...

Slim, I'd be concerned too! . I did find a link which points towards the CITRA accounts being cash deposits and covered by the FSCS. <a href="https://charitybank.org/uploads/files/CITRA7-IND-v151216.pdf" rel="nofollow">https://charitybank.org/uploads/files/CITRA7-IND-v151216.pdf</a> The above link i...

“ Was advised to salary sacrifice some time ago, but the rules of our pensions were not explained. Had built up £96,000. Now discover that what you can take out in cash is equivalent to 25% of your total pension pot. For us that means we can take just over 50k in cash but have to use the rem...

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