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“ I'd hardly call reducing 2% to 1.8% as a 'slash' to the rate <a href="/showthread.php?p=72220327#post72220327" rel="nofollow" title="View original post">Originally posted</a> by isasmurf ” Given the last article described 2% as a "lifeline for stricken savers", as if Atom wa...

“ After your experience, how can you possibly think that? <a href="/showthread.php?p=72194803#post72194803" rel="nofollow" title="View original post">Originally posted</a> by coyrls ” What law do you think Century21 has broken? It's pretty obvious that don9999 isn't going to invest his ...

“ Blame Philip Hammond. George Osbourne was going to allow people, after advice, to exchange old annuities if they weren't right. #Missed Opportunity <a href="/showthread.php?p=72231182#post72231182" rel="nofollow" title="View original post">Originally posted</a> by CBX1985 ” Even if th...

“ In anticipation of breaking the 40% tax barrier this year, can anyone summarise the benefits of pensions for higher rate tax payers in my situation, and what types of pensions I should start researching? <a href="/showthread.php?p=72226351#post72226351" rel="nofollow" title="View original p...

“ Blame Philip Hammond. George Osbourne was going to allow people, after advice, to exchange old annuities if they weren't right. #Missed Opportunity <a href="/showthread.php?p=72231182#post72231182" rel="nofollow" title="View original post">Originally posted</a> by CBX1985 ” Even if th...

You can gamble on CFDs or day trading with a stockbroker and you could in theory hold a long term portfolio via a spread-betting bookmaker. However when you go to IG Group it is immediately clear that their target audience is people gambling on short-term market movements. When you go to their websi...

Even if Fidelity didn't apply their ongoing charge to cash your cash balance would still have gone down, because the charge that applies to your entire portfolio is deducted from the cash account. Which is good because it would otherwise have been taken from your investments. I don't know of any inv...

Up until 2014 it was entirely normal for an IFA not to recommend pension contributions for a basic rate taxpayer who didn't benefit from employer contributions. Tax on the way out would cancel out tax relief (aside from the 25% tax free lump sum but with successive Chancellors turning the screw on p...

The Ombudsman does not give redress for poor performance so a complaint on those grounds is unlikely to succeed. There's also no grounds in what we've been told to believe that the investments were unsuitable. A complaint on the grounds that the adviser ignored the instruction to not invest in prope...

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