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“ So as I sold the original property back in 2001, will Aviva still want a letter of no further interest from my original lender or from my most recent lender? ” Only if the policy is assigned to a lender will they need confirmation from the lender that they no longer have any financial...

“ We have a NU endowment for £56 pm. It matures in late March. We have had a preliminary estimate and it is not far short of what it was supposed to pay out (£44k)!!! THis is despite having been paid compensation earlier. ANd despite many letters advising it wouldn't meet expectations. And ...

Do note that the product offerings in other countries will usually be very different to those operating in this country. He is probably best asking on a site that has people living in HK on it. Rather than those on a UK site who may only have information on the UK product/services.

“ 1. I understand that 25% of my pension pot is available tax free at the age of 55. ” Just because it is, does not mean you should. “ Imagine I have £2000 in my pension at 55. I withdraw 25% which is 500 but I keep working till I am 65 and my pension pot grows by another £1000....

cash fund is used typically for people who are close to retirement and expecting to withdraw the money in one go (such as what happened with annuities). In some very low risk models, (i.e risk 1-3 on a 1-10 scale) you will often see cash as part of the model. “ The cash series fund has been mi...

cash fund is used typically for people who are close to retirement and expecting to withdraw the money in one go (such as what happened with annuities). In some very low risk models, (i.e risk 1-3 on a 1-10 scale) you will often see cash as part of the model. “ The cash series fund has been mi...

“ 1. I understand that 25% of my pension pot is available tax free at the age of 55. ” Just because it is, does not mean you should. “ Imagine I have £2000 in my pension at 55. I withdraw 25% which is 500 but I keep working till I am 65 and my pension pot grows by another £1000....

“ The fee for transferring is 1.5% and then 0.65% for the IFA and an additional 1.95% annually for the Discretionary Fund Manager the IFA uses. Does this seem reasonable? ” 1.5% initial on £450k is high. Its great on £100k but unless it is a defined benefit scheme, you should be looki...

“ The fee for transferring is 1.5% and then 0.65% for the IFA and an additional 1.95% annually for the Discretionary Fund Manager the IFA uses. Does this seem reasonable? ” 1.5% initial on £450k is high. Its great on £100k but unless it is a defined benefit scheme, you should be looki...

“ Does anyone know if the deadline has now passed for mis-sold endowment complaints? ” Mostly yes but some are not timebarred. Approx 3/4 of them are barred from complaint. The timebar clock is met by two measures. Both have to be satisified for it to be barred. 1 - 6 years from purchas...

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