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And he should really know (as should his accountant) if they are currently paying SE Nics. Accountants SHOULD be au fait with the requirements of paying Nics, but they are not supposed to advise on personal pensions/sipps. So when you say 'Pensions' they can mean 2 different things, and your account...

And he should really know (as should his accountant) if they are currently paying SE Nics. Accountants SHOULD be au fait with the requirements of paying Nics, but they are not supposed to advise on personal pensions/sipps. So when you say 'Pensions' they can mean 2 different things, and your account...

“ @xylophone just did... so, if I undersstood correctly, I am entitled to the New State Pension and I don't need to do anything NOW, just claim it once I will reach the pension age? Is that correct? If so, that would be amazing! But I still need another pension, as I guess the New State Pensi...

“ @xylophone just did... so, if I undersstood correctly, I am entitled to the New State Pension and I don't need to do anything NOW, just claim it once I will reach the pension age? Is that correct? If so, that would be amazing! But I still need another pension, as I guess the New State Pensi...

First off, do you have emergency saings? Do you own a house or are you saving for one? In general, you need a bit of emergency cash set aside (or up to 3 months spending for safety) but at least 1K i would think. Then if saving for a home i'd concentrate on that. But if all is good, look for half yo...

“ But can i make enough to find my own place, i am leaving college in the summer and 24 years old. I mean yes i do get 200 a month from DLA but is 200 a month really enough to find my place, find a girlfriend, pay the bills and do the things i want? <a href="/showthread.php?p=72134312#post721...

That was not my point- at no point did i say complain about the performance. I did say the performance was suspect in a period of rising markets re his commission (and rising property markets for that matter). I asked if they had the paperwork re the risk profile and to see if the investments (and y...

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