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Follow up question is there any of the ones authorised for the ifisa that people would recommend. Been waiting for ages for the main players to be authorised. I'm a higher rate tax payer so I think I'm reasonably close to my limit though some are in partners name or joint so I need to work it out

Change the santander account into a 123 account and immediately earn 1.5% on up to 20k and cashback on your bills. Open nationwide flex direct accounts ( of there's two of you you can have 3 at 5%) And start a pension! Are you employed or self employed? If employed you are passing up free money by n...

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