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Generally there is a "mortgage exit fee" or a "security release fee" applicable no matter when you pay off the mortgage, whether this be in 25 years time at the end of your mortgage term or in 3 years if you moved lender, and covers the cost of the lender discharging the security...

They may not necessarily look to confirm your employment with them, unless you have been there for a short period, or are within a probationary period, or you are on maternity leave, or upon viewing your payslips they have reason for further investigation. Did they say they require a letter from you...

These things tend to iron themselves out over the course of a month or so, Did you buy and sell on the same day? Normally, the full redemption figure has to be paid up front (i.e, account shut), and then the ERC is refunded once the new account is active, or if buy and sell on the same day, they gen...

If an early repayment charge is applicable then it will be a percentage of the amount you pay off, so for example if the early repayment charge is 3% and you paid off £10,000, your erc would be £300, and then if you made the same payment in 6 months then again it will be another £300. Out of curi...

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