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Thank you for your replies. I actually called The Cooperative Bank to ask to clarify and they indeed confirmed that they deem an active direct debit as one that has already had money withdrawn. So that leaves me waiting a few more weeks until I can switch. I just hope the offer is still available fo...

Hi everyone, So to clarify, I have just set up my direct debits and money won't be withdrawn until next month. I have logged on to my bank account and they are set up there, 'next payment' field says 'unknown' So I'm wanting to take advantage of the £40 quidco cashback plus £150 coop switching off...

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