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Rather than trying to borrow the whole amount up front could you do one job at a time and prioritise what really needs to be done then leave the nice to have jobs for a little later? I'm not sure if you would be able to arrange a mortgage for home improvements with limited evidence of income, but an...

“ Right, it appears I haven't been given the correct information. Very frustrating. Apologies. This is the situation. He has a property but wants to move. He has an offer but owes 100k on the property (earlier equity release) The house he wants is 25k more than he can afford after he has paid...

“ The loan is up to date. Only two payments have been late. Everything is paid what is owed to date. We just don't get why they have done this. I work for my family as a purchase manager - so i do understand the basics of accounting. <a href="/showthread.php?s=3036385c25683f06b8cb9955b5233a43...

“ Im not doubting you..but just an extra £110 a month slashes the term by 13 years..<img src="http://static.moneysavingexpert.com/images/forum_smilies/speechless-smiley-040.gif" border="0" alt="" title="EEK!" class="inlineimg" /> Think im going to start over paying my very small (by comparis...

“ Thanks for all the replies. In response to the above, we currently have 6 months savings (by which I mean enough to cover 6 months worth of bills) and we save around £600-700 pm. When looking at the loan we would hope to pay around £250 pm to be able to continue saving rather than putting...

As others have stated, transferring a credit agreement is nigh on impossible, so although you may have changed the name and bank details of the payee you were still ultimately responsible for the account and repayments. I think you have been stitched up here by your ex. You could try sending her a l...

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